Canadian Mortgage Affordability Shows Surprising Gains
New data reveals mortgage affordability in Canada has significantly improved since 2022, with debt service ratios dropping from 42% to 32%. Discover how this impacts homebuyers.
Category : Search result: fixed mortgage
Variable-Rate Mortgage Savings May Be Ending
Markets now predict only 33% chance of another Bank of Canada rate cut in 2026 as bond yields spike. Learn how this affects mortgage rates and home affordability.
Halifax mortgage costs exceed 50% of income
A Fraser Institute report reveals Halifax families now spend over half their after-tax income on mortgage payments for a typical home. Discover the housing affordability crisis details.
Mortgage delinquency rate falls first time in 3 years
Canada's mortgage delinquency rate declines for the first time since 2022, signaling potential relief for homeowners amid economic pressures. Learn what this means for the housing market.
Suspended BC real estate agent's troubled history
A suspended BC real estate agent faces multiple controversies including mortgage defaults, unpaid taxes, and connections to criminal activity. Learn the full story.
Fed's Lisa Cook Denies Mortgage Fraud Allegations
Federal Reserve Governor Lisa Cook's lawyers dispute mortgage fraud claims in letter to Attorney General. Trump seeks first-ever removal of Fed governor in 112-year history.
Trump's 50-Year Mortgage Plan: What It Means
U.S. President Donald Trump's proposal for 50-year mortgages could lower monthly payments but dramatically increase total interest costs. Explore the implications and how Canada uses similar tools.
Trump's 50-Year Mortgages Criticized by Experts
Donald Trump's proposal for 50-year mortgages faces industry criticism as experts warn it provides minimal cost relief while significantly increasing long-term interest payments and delaying equity building for homeowners.
Why Canadians Shouldn't Want 50-Year Mortgages
Americans may soon access 50-year mortgages, but Canadians should understand the hidden costs: higher rates and hefty fees. Learn why our system offers better value.
Why Fixed Election Dates Hurt Canadian Democracy
Canada's experiment with fixed election dates has created political chaos instead of stability. Discover why returning to flexible timing might be better for our democracy.
Federal Budget: Tax Relief for Canadian Homebuyers
Discover how Canada's federal budget offers 30-year mortgage amortizations for first-time buyers and new tax measures to boost housing affordability across the nation.
Toronto Home Sales & Prices Drop Amid Economic Uncertainty
Toronto's real estate market faces significant headwinds as home sales and prices decline. Discover how economic uncertainty is reshaping Canada's largest housing market and what it means for buyers and sellers.
Bank loses mortgage claim after internal error
A major Canadian bank's technical glitch proves costly as BC court rules internal error prevents mortgage payout recovery in precedent-setting case.
Canadian Household Credit Strain Reaches Critical Levels
New data reveals Canadian households are increasingly struggling with credit payments as economic pressures mount. Delinquency rates climb while borrowing slows dramatically.
Canadian Real Estate Revival: Stable Rates Fuel Market Optimism
With interest rates stabilizing at manageable levels, Canada's real estate market shows promising signs of recovery. Discover how this new financial landscape is creating opportunities for buyers and sellers across the housing sector.
Variable Mortgage Holders Get Rate Cut Relief
Canadian homeowners with variable-rate mortgages are celebrating as the Bank of Canada's recent rate cut brings significant payment reductions. Discover how this decision impacts monthly budgets and what it means for the housing market.
Canadian Home Sales Break 4-Month Growth Streak
Canada's housing market shows cooling signs as national home sales decline 1.9% month-over-month, breaking a four-month growth streak despite year-over-year gains and regional variations.
Westboro Mortgage Fund Wins 2025 Canadian Hedge Fund Award
Ottawa-based Westboro Mortgage Investment Fund earns prestigious industry recognition, showcasing excellence in Canadian alternative lending and investment management.
Rate Cut Offers Relief for Alberta Homeowners
The Bank of Canada's recent interest rate reduction offers breathing room for Albertans, but experts warn bigger economic challenges lie ahead for the province's housing market and overall financial landscape.
RBC Cuts Prime Rate Following Bank of Canada Decision
Royal Bank of Canada leads major lenders in reducing prime rate to 6.95%, bringing relief to borrowers with variable-rate mortgages and loans. Learn how this affects your finances.
Bank of Canada Rate Cut Boosts Real Estate Market
Canadian real estate leaders welcome the Bank of Canada's first interest rate cut in four years, predicting renewed market activity while acknowledging ongoing economic challenges.
Bank of Canada Cuts Interest Rates to 4.75%
The Bank of Canada has made its first interest rate cut in months, lowering the overnight rate to 4.75%. Discover how this decision affects mortgages, savings, and the Canadian economy.
Bank of Canada Cuts Rate to 2.25% - Second Drop
The Bank of Canada has cut its key interest rate to 2.25% in its second consecutive reduction, signaling a major shift in monetary policy that could save Canadians money on mortgages and loans.
Bank of Canada Cuts Interest Rate to 4.75%
The Bank of Canada has made its first interest rate cut since 2020, dropping the benchmark rate to 4.75%. Discover how this historic move will impact mortgages, savings, and the Canadian economy.
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