2026 Mortgage Predictions: Variable Rates Gain Popularity
Ratehub.ca expert Penelope Graham forecasts a shift to variable-rate mortgages in 2026, but warns many renewing homeowners will still face higher payments. Get the full analysis.
Category : Search result: fixed mortgage
AI Helps Toronto Family Buy First Home, Saves $30K
A Toronto family achieved their dream of homeownership with an AI-powered real estate platform that refunded agent commissions. Experts predict AI will transform the housing market by 2027.
Canadian Mortgage Rates Edge Up in Early 2026
Leading default-insured mortgage rates in Canada have increased slightly at the start of 2026. Robert McLister analyzes the hikes and highlights regional deals, advising homeowners not to panic.
Saskatoon woman denied travel coverage for brain surgery
Tammy O'Brien, a Saskatoon woman on a fixed income, was denied travel cost coverage by the Saskatchewan Health Ministry for lifesaving brain surgery in Edmonton. NDP critics call the policy failure 'unprecedented.'
GTA home sales lowest since 2000, TRREB reports
Home sales in the Greater Toronto Area plunged to a quarter-century low in 2025, with only 62,433 properties sold. Experts blame economic uncertainty and call for government action to restore confidence.
Lawyer in murder-suicide case rapped for using AI in appeal
A Toronto lawyer linked to a deadly 2024 shooting faces criticism for submitting AI-generated legal arguments with phantom cases in his fight to regain his licence. Read the full story.
20% Mortgage Hike Looms for Montreal Homeowners in 2026
A significant mortgage payment increase of up to 20% is predicted for 2026, particularly impacting those who purchased homes during the pandemic. Learn the details and potential financial consequences.
Canadian Mortgage Holdouts Pay Price as Rates Drift Higher
Canadian homeowners who waited for lower mortgage rates are now facing higher payments as fixed rates drift into the 4% range. Experts warn that timing is crucial ahead of a major renewal wave by 2026.
FP's 2026 Outlook: Oil Prices, AI Bubble, Mortgage Renewals
Financial Post's Outlook 2026 video series forecasts higher oil prices, an AI investment frenzy, a wave of mortgage renewals, and trade challenges for Canada in the coming year.
Smith says no early Alberta election despite political pressure
Alberta Premier Danielle Smith commits to fixed election date, dismissing calls for early vote after cabinet resignation and recall petitions. Get the latest political analysis.
Mortgage Outlook 2026: Renewals, Rates, and Refinancing
Expert Robert McLister forecasts the 2026 mortgage landscape: flat rates, record renewals, and tougher refinancing in hard-hit regions. Key insights for Canadian borrowers.
U.S. Bonds Shined in 2025, Could Lose Altitude in 2026
U.S. government bonds delivered strong performance in 2025, but Reuters analysis suggests returns may moderate next year amid shifting economic conditions. Discover the outlook for fixed-income investors.
2026 Financial Forecast: AI Bubble Risk and Market Outlook
Financial Post experts analyze key 2026 risks: AI investment bubble, soaring oil prices, and mortgage renewals. David Rosenberg warns of a classic bubble. Read the full Canadian market outlook.
Calgary's 2025 Housing Boom Leads Canada
Calgary's record housing starts in 2025 outpace Toronto and Vancouver, driven by a surge in downtown condo and rental projects. Discover the city's urban transformation.
Sinking Property Values Raise Red Flags for Mortgage Holders
Robert McLister warns that declining real estate prices may restrict renewal and refinancing options for many Canadians in the coming years, especially those who bought near the peak.
BoC Rate Hold to 2026: Variable Mortgage Outlook
The Bank of Canada signals a prolonged rate hold, stabilizing variable mortgages until late 2026. Learn how to navigate this period and prepare for potential future hikes.
Canadian Mortgage Trends Reverse: 5-Year Rates Surge 21%
New data reveals a major shift in Canadian mortgage preferences. Interest in five-year terms jumps 21% while investment property quotes crash to just 2%. Explore what this means for buyers and homeowners.
Canadian Mortgage Rates Climb Before New Year
Canadian mortgage rates increased this week, reversing a period of stability. Expert Robert McLister analyzes the uptick and forecasts a quiet period into January, barring bond market surprises.
Borrowers Gain Leverage in 2026 Mortgage Renewal Wave
A major wave of mortgage renewals in 2026 will shift power to Canadian borrowers. Experts predict lenders will offer better rates and perks to retain clients. Learn what this means for your renewal strategy.
DOJ Fails to Re-Indict NY AG Letitia James
The Justice Department failed to secure a new indictment against New York AG Letitia James after a judge dismissed a prior case. Learn the latest on this politically charged legal saga.
CIBC Slashes 1-Year Fixed Mortgage Rate to 4.74%
CIBC offers Canada's lowest uninsured one-year fixed mortgage rate at 4.74%. Analysts warn of potential rate volatility ahead of key central bank announcements this week.
Vancouver mortgage broker fined for forging document
A Vancouver mortgage broker created a fake document to cover a mistake, leading to a fine and suspension. Read the regulator's full findings and the consequences.
Variable Mortgage Surge: Risks vs Savings
Canadian homeowners are flocking to variable-rate mortgages despite potential rate hikes. Expert analysis reveals whether the upfront savings justify the financial risk in today's uncertain economy.
Regina seniors face 96% rent hikes as subsidies end
Regina seniors face rent increases up to 96% in 2026 as housing subsidies expire. Seniors on fixed incomes demand rent control while government rejects legislation.
Canadian Mortgage Rates Flat, No Big Moves Until 2026
Canadian mortgage rates remain stable with no significant changes expected until next year. Borrowers are favoring shorter-term fixed and variable rates. Get the latest rate updates and analysis.
Why Bonds Don't Always Protect Portfolios
Noah Solomon explains why not all bonds cushion stock losses equally. Discover the risk-return trade-offs in fixed-income investing for Canadian portfolios.
Housing Crisis Hits Smaller Ontario Cities: Fraser Institute
New Fraser Institute research reveals Ontario's housing affordability crisis now impacts smaller communities like Brantford, where mortgage payments consume over 70% of family income.
Canadian non-mortgage debt delinquencies rise in Q3 2025
Equifax Canada reports increasing non-mortgage debt payment delinquencies in Q3 2025 as financial pressures mount for Canadian consumers. Learn about the concerning trend.
Canadian consumer debt reaches $2.6 trillion on mortgages
Canadian consumer debt surged to $2.6 trillion primarily due to increased mortgage borrowing. Learn how this impacts household finances and the broader economy.
Canadians Take on More Credit Amid Lower Interest Rates
TransUnion reports Canadian consumer debt reached $2.6 trillion in Q3 2025 as mortgage churn increases and economic disparities widen across provinces.
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