Greater Sudbury flood victims struggle with uninsured losses after state of emergency
Sudbury flood victims face uninsured losses after emergency

Flood victims in Greater Sudbury face uninsured losses

Rob Pappin, a resident of Greater Sudbury, says his insurance did not cover the damage caused by the spring flooding that led to the declaration of a state of emergency. He is among dozens of people still picking up the pieces after the floodwaters receded.

“I would like my normal back,” Pappin said, expressing frustration over the lack of coverage for the extensive damage to his home and belongings.

State of emergency declared as floodwaters rose

In late spring, heavy rainfall caused significant flooding in parts of Greater Sudbury, prompting city officials to declare a state of emergency. The flooding affected numerous homes and properties, leaving many residents like Pappin without adequate insurance protection.

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According to local reports, many standard home insurance policies exclude overland flooding, leaving homeowners with limited recourse. The city has been working to provide support, but the financial burden remains heavy for those affected.

Residents call for better flood protection and insurance reform

Pappin and other flood victims are calling for changes to insurance policies to include overland flood coverage, as well as improved infrastructure to prevent future disasters. “We need to be better prepared,” Pappin said. “This can't happen again.”

The city of Greater Sudbury has initiated a review of its flood response and mitigation strategies, but residents are pushing for faster action. The emotional and financial toll continues to mount as many families remain displaced.

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